If you are a reserve component member called to state or federal active duty for 30 days or more, you can defer certain payments until your active duty ends. Covered payments include mortgages, credit cards, retail installment contracts, up to two vehicle loans, property taxes on your primary residence, utility bills and student loans. A deferral can run up to 180 days in any 365-day period, or for the length of your active duty plus 60 calendar days, whichever is shorter.
There is no state office to apply to. Send each creditor a written request for deferral with a copy of your activation orders.
Your state or federal active duty orders showing a period of 30 days or more, and your account details for each payment you want deferred.
