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Florida Hometown Heroes Program

Florida Housing Finance Corporation
Up to 5 percent of the first mortgage amount, capped at $35,000, plus a below-market first mortgage rate

Hometown Heroes helps you buy a home in Florida with a below-market first mortgage rate, reduced upfront fees and no origination or discount points. You can also receive up to 5 percent of the first mortgage loan amount, capped at $35,000, toward your down payment and closing costs.

Check eligibility

How to apply

Use the Lender and Real Estate Agent Locator to find a participating loan officer where you want to buy, and complete a homebuyer education course. For more information call 850-488-4197.

What you'll need

Your DD214 showing a discharge other than dishonorable or proof of current service, proof of Florida employment if you are applying as a veteran, your income documentation, and your homebuyer education course certificate.

Eligibility

  • You are buying a primary residence in Florida
  • You are an active or reserve component service member, or a veteran with a discharge other than dishonorable who is employed by a Florida employer
  • You meet the Hometown Heroes income and maximum loan limits
  • You can qualify for a first mortgage loan
  • You complete a homebuyer education course

Source

Official source