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Mississippi Veterans’ Home Purchase Board Low Interest Home Loans

Mississippi Veterans’ Home Purchase Board (VHPB)
Low interest mortgage with 100 percent loan to value on a Mississippi single-family home

The Mississippi Veterans’ Home Purchase Board makes low interest mortgage loans to veterans, active and reserve component service members and unremarried surviving spouses, with competitive rates, fewer fees and 100 percent loan to value. The property must be a single-family home in Mississippi, and permanent financing of a construction loan for one is also available. Farms, raw land, mobile homes, townhomes and condominiums do not qualify.

Check eligibility

How to apply

Apply online through the VHPB online application webpage, or request an application package from the Veterans’ Home Purchase Board at PO Box 54411, Pearl, MS 39288-4411, phone 601-576-4800, email vhpbinfo@vhpb.ms.gov.

What you'll need

Your VA Home Loan Certificate of Eligibility, your DD214 or proof of current service, proof of your Mississippi residency history, and your VA rating letter if you are asking for priority processing.

Eligibility

  • You were a Mississippi resident immediately before entering the U.S. Armed Forces, or you have lived in Mississippi for the two consecutive years before applying
  • You obtain a VA Home Loan Certificate of Eligibility
  • You were discharged from active duty under conditions other than dishonorable, you are a Reserve or National Guard member with six years of service or federal active duty under Title 10, you are an active duty service member who has been a Mississippi resident for two years, or you are the unremarried surviving spouse of a veteran who died as a result of service or service-connected injuries
  • The property is a single-family residence in Mississippi

Source

Official source